Is Cash Flow Killing Your Business?
You're not alone. Most SME failures aren't caused by bad products or lazy owners—they're caused by cash flow crises and business owners who don't truly understand their numbers.
The brutal truth: You can't manage what you don't understand.
When you don't know your numbers, you're flying blind. When customers pay late, your cash flow dies. When banks ask for financials, you scramble. When you need funding, you get rejected. It doesn't have to be this way. FinGenie combines Flow (cash flow mastery), Collect (credit management), and GenieScore (business health assessment) into one powerful platform with ongoing monthly consulting support.
This is your complete financial
command center.
Why SMEs Fail: The Cash Flow Death Spiral
The Reality:
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82% of small business failures are caused by poor cash flow management
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Most business owners can't accurately predict their cash position 30 days out
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Late-paying customers strangle your working capital
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Banks reject funding applications because owners can't demonstrate financial control
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You make critical decisions based on gut feel, not numbers you understand
The Hidden Problem: It's not just about predicting cash flow. It's about understanding your business numbers well enough to make confident decisions.
Can you answer these right now?
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What's your cash position in 60 days if nothing changes?
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What happens to your cash flow if you lose your second-biggest customer?
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Which financial levers could you pull today to improve your position?
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Are you actually funding-ready, or would a bank laugh at your application?
Three Systems, One Platform, Total Financial Control
FinGenie helps South African SMEs master their finances through three integrated components. Use them individually, or combine them into your complete financial command center.
FLOW: Master Your Numbers
See tomorrow's cash position today—and change it. Flow gives you 12-month cash flow forecasts, tracks your 5 critical KPIs, and lets you test unlimited scenarios in real-time. Stop guessing about your financial future and start knowing.
GENIESCORE: Know Where You Stand
Is your business performing at its best—or moving towards it? GenieScore gives you a 0-100 rating combining financial performance (60%), credit discipline (40%), and compliance. It's objective proof—for you and for lenders—of your business health.
COLLECT: Stop the Cash Flow Strangulation
Don't let customers control your cash flow. Collect implements professional credit management, systematic collection procedures, and gives you the Collect Dashboard for complete visibility. Includes 2 hours of monthly consulting to keep you on track.
COMPLETE PACKAGE: Your Financial Command Center
Get Flow + Collect + GenieScore fully integrated, plus 2 hours of monthly consulting to keep you accountable. This is the complete system for SMEs serious about becoming funding-ready and professionally managed.
Two Simple Paths. You Choose.
Option 1: Start with Flow
R3,600/year Perfect for businesses who need cash flow forecasting and planning.
Option 2: FinGenie Complete
⭐ Most Popular
R3,000/year + R2,000/month Complete financial control + funding readiness